A Credit Check (also known as an ‘Adverse Financial Check’) highlights any adverse financial history an applicant may have. If an adverse financial history case is found, the details of the case will be listed, details can include:
- Amount owed
- Missed payments
Coverage of this check includes:
- Individual Voluntary Arrangement (IVAs)
- County Court Judgements (CCJs)
NB 1: Credit Checks/Adverse Financial Checks do not display an individual's credit rating.
NB 2: Credit Checks/Adverse Financial Checks cover a period of up to 6 years.